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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always a pleasure especially if you need advice or n...

Always a pleasure especially if you need advice or need to speak to someone for help. Reviewed on: 15th January 2026

Great to deal with easy to deal with customer servic...

Great to deal with easy to deal with customer service top notch Reviewed on: 15th January 2026

Gave me a chance

Credit score wasn’t great, I have been a customer since 2022, can not fault them Reviewed on: 15th January 2026

Good review

Easy too communication app easy too understand Reviewed on: 15th January 2026

Great service, easy to use app and website, good com...

Great service, easy to use app and website, good communication Reviewed on: 15th January 2026

My favourite card

Any issues I’ve had have been resolved very quickly . Great customer service . Such a handy card to have Reviewed on: 15th January 2026

Great app and easy to use, sensible with limits

Great app and easy to use, sensible with limits Reviewed on: 15th January 2026

Helpful staff

Very nice and friendly staff thats there to help you and are very understanding Reviewed on: 15th January 2026

Good up to date information, prompt customer service...

Good up to date information, prompt customer service if needed. Easy to use app. Good value for money Reviewed on: 15th January 2026

Never had any issues and the app is great and easy t...

Never had any issues and the app is great and easy to manage Reviewed on: 15th January 2026

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