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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Excellent credit card

Zopa is very reasonable credit card. It has a generous started limit and very easy to see your account online and make payments. Reviewed on: 26th January 2022

Clear and simple.

Zopa credit card is clear and simple to use and understand with no hidden charges or fees Reviewed on: 26th January 2022

Credit card

Not gonna lie its great it helps so much Reviewed on: 26th January 2022

great CC company

Very easy application, easy-to-use app on phone, fast and efficient service Reviewed on: 26th January 2022

Great

Easy to use ap great customer service Reviewed on: 26th January 2022

Mr Samuel Osemwenkhae

One of the most promising bank in England today. Fantastic customer service. Reviewed on: 26th January 2022

Helpful

Zopa are one of the few credit companies that have given me a chance & allowed me to grow my credit. Their app is great and I like that when I clear my balance it shows immediately Reviewed on: 26th January 2022

Good

Good information easy to use kept well updated Reviewed on: 26th January 2022

Very helpful and efficient

Zopa is a brilliant company. It’s helped me when in need and the customer service is brilliant Reviewed on: 26th January 2022

Great to maintain and easy to use

Great to maintain and easy to use the App. Although it is new and some tech issues the app is easy navigate. I have no issues Reviewed on: 26th January 2022

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