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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40272)

Great and supportive credit provider

This credit card for me a woman rebuilding her credit is a life saver. It has a great app and helps me keep track of my spending with many excellent resources aimed at helping me plan for a better credit score whilst utilising credit. I really appreciate this card Reviewed on: 15th February 2021

Easy access

Brilliant access to my account, very helpful customer service. Extremely easy to use accessible app also. Have recommended to friends and family already and would hesitate to do it again! Reviewed on: 15th February 2021

Opportunity card for all of us

Thank you for accepting my application. Credit affected by fraud and domestic abuse, you took a chance on me and we have both won. I’m one of the credit worthy applicants you’ll have so thanks for the chance to prove the fat cats wrong. Reviewed on: 15th February 2021

Fantastic

Good service Helpful apps All round fantastic Reviewed on: 15th February 2021

Best credit card

Excellent service and quick to get thru on phone Reviewed on: 15th February 2021

Mr Sean McGonagle

Great app. Easy to use and keep track of spending. Reviewed on: 15th February 2021

The best provider

I was served prompted and profesional Reviewed on: 15th February 2021

Simple easy and secure.

I have only had this credit card account for 4 months. I have a limited amount of credit, which is manageable and further helps me to control my credit use as well as my improving score. Reviewed on: 15th February 2021

Quick. Easy. Professional.

Everything is straight forward with Zopa. Excellent customer service. Easy to use app. Reviewed on: 15th February 2021

Easy Peasy

Easy everything , easy application , management , budgeting . Brilliant Reviewed on: 15th February 2021

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