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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service good customer care

Great service good customer care Reviewed on: 24th April 2025

Had to do a charge back for a faulty item and they s...

Had to do a charge back for a faulty item and they sorted it out really fast Reviewed on: 24th April 2025

Easy application process but lower credit limit.

Easy application process but lower credit limit. Reviewed on: 24th April 2025

Zopa is very good

Zopa is very good for people Zipa help me out 100% Reviewed on: 24th April 2025

Very helpful and good customer service at all times

Very helpful and good customer service at all times Reviewed on: 24th April 2025

I am with zopa from the beginning they lunch the cre...

I am with zopa from the beginning they lunch the credit card and debit card , Very satisfied with the service fast and reliable service and very easy to use the app , I highly recommend for everyone to use the Zopa the payment it's fast Reviewed on: 24th April 2025

Easy to access,no hassle for any transaction

Easy to access,no hassle for any transaction Reviewed on: 24th April 2025

Never had any problems

Never had any problems , done what was needed and the app is really easy to use. Reviewed on: 24th April 2025

r credit card

I am extremely satisfied with the service I received from ZOPA Reviewed on: 24th April 2025

Simply the best ever never have any issues with t...

Simply the best ever never have any issues with the app or any other problems Reviewed on: 24th April 2025

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