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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

i have had the card for a while now and have never h...

i have had the card for a while now and have never had any problems with it Reviewed on: 15th January 2026

Easy to apply, fast processing

Easy to apply, fast processing, nothing to complain about...I actually financed my car with them and it went everything flawless Reviewed on: 15th January 2026

Excellent communication .

Excellent communication . Always know when payment is due Reviewed on: 15th January 2026

Zopa provides everything required for successful cre...

Zopa provides everything required for successful credit.It is extremely easy to use and be informed of every transaction. Reviewed on: 15th January 2026

I have no concerns with Zopa very good company I did...

I have no concerns with Zopa very good company I did not have to ask for credit increase they let me know has soon has I could Reviewed on: 15th January 2026

Would recommend zopa

Found it very easy to use easy repayment and regular statements Reviewed on: 15th January 2026

I have had nothing but amazing experiences with zopa...

I have had nothing but amazing experiences with zopa and i cannot fault them Reviewed on: 15th January 2026

I don’t ever have an issues or problems with Zopa, a...

I don’t ever have an issues or problems with Zopa, always there to answer any questions and resolve any problems Reviewed on: 15th January 2026

Good Job

I would highly recommend this to everyone, the product is consistently having excellent reviews and I’m completely impressed with their professionalism and customer service. Since joining, I have not faced any difficulties through out, and I’m very happy to be associated with your company. Reviewed on: 15th January 2026

Good card company co for purchases...

Good co great card go to for more expensive purchases Reviewed on: 15th January 2026

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