Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

very helpful and friendly service

very helpful and friendly service Reviewed on: 15th January 2026

Excellent

Excellent service, easy to apply and use Reviewed on: 15th January 2026

Great communication easy to use app.

Great communication easy to use app. Reviewed on: 15th January 2026

Like the notifications for all transactions and keep...

Like the notifications for all transactions and keeping update on soending Reviewed on: 15th January 2026

Brilliant all rounde

Brilliant all round, great customer service. Reviewed on: 15th January 2026

I found found them to be very helpful when needed

I found found them to be very helpful when needed Reviewed on: 15th January 2026

App is the best yet, easy to use

App is the best one yet, to make payments easier and check balances too. Easy instruction to follow with a full service if you need it Reviewed on: 15th January 2026

Great credit card first class app and customer service

Great credit card first class app and customer service Reviewed on: 15th January 2026

Very good

Very good service and when you pay it comes off your balance straight away Reviewed on: 15th January 2026

Outstanding

Brilliant credit card , easy to use app which means I always can keep an eye on my spending and their security gives me peace of mind always Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub