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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent Credit Card for people looking to build th...

Excellent Credit Card for people looking to build their credit. Reviewed on: 24th April 2025

Brilliant

Great company with great service and products Reviewed on: 24th April 2025

Zopa credit card has helped me with my credit score...

Zopa credit card has helped me with my credit score Reviewed on: 24th April 2025

Efficient, fair and supportive.

Efficient, fair and supportive. Very professional and are mindful of not encouraging excessive debt. Also offer great savings rates. Reviewed on: 24th April 2025

Easy to use card .

Easy to use card . Excellent easy to use app . Reviewed on: 24th April 2025

I have had zopa credit card now for many months, and...

I have had zopa credit card now for many months, and I find it very good, the app is also very good, easy to follow and understand. Reviewed on: 24th April 2025

Changed my life, helped me build my credit score bac...

Changed my life, helped me build my credit score back up within a few years now my score is 999! Reviewed on: 24th April 2025

Never had a problem with Zopa very good

Never had a problem with Zopa very good Reviewed on: 24th April 2025

It's a great card to have & the interest rate is not...

It's a great card to have & the interest rate is not too bad Reviewed on: 24th April 2025

It's changed my life.

It's changed my life.....brilliant Reviewed on: 24th April 2025

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