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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

best customer service, very easy app and secure to use.

best customer service, very easy app and secure to use. Reviewed on: 15th January 2026

Brilliant credit card provider

I have found my Zopa credit card easy to pay with excellent service plenty of notice given of the amount of your direct debit being taken and when. Brilliant site and easy to use. Reviewed on: 15th January 2026

Good service and card.

Good service and card. No issues Reviewed on: 15th January 2026

Purchase Interest is a bit of a pain.

Purchase Interest is a bit of a pain. Reviewed on: 15th January 2026

KEEP UP THE GOOD WORK

ALWAYS KEEPS ME INFORMED OF MY BALANCE AND POSSIBLE WAS TO PAY OFF MORE. Reviewed on: 15th January 2026

Muy bien no tengo problemas en pagar algo

Muy bien no tengo problemas en pagar algo Reviewed on: 15th January 2026

Excellent bank good notifications re payments and in...

Excellent bank good notifications re payments and information on other products by email Reviewed on: 15th January 2026

Quick and easy app to use great rates and customer s...

Quick and easy app to use great rates and customer support it great Reviewed on: 15th January 2026

Best card going

Quick and easy very satisfactory Reviewed on: 15th January 2026

Straight forward application and acceptance.

Straight forward application and acceptance. No problem activating the card/account. Website easy to use and understand. Reviewed on: 15th January 2026

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