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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

On target the app is brilliant keep control and alwa...

On target the app is brilliant keep control and always reminding when there are options great service and help when needed Reviewed on: 27th April 2025

great experience very easy to use app syncing app br...

great experience very easy to use app syncing app brilliant know exactly where I am with my finances Reviewed on: 27th April 2025

Good option for the people , used any time and every...

Good option for the people , used any time and everywhere Reviewed on: 27th April 2025

Supportive life changing bank

I had bad credit due to a business failure, even though I was paying my debt honestly and committed NATWEST who I had been with for 15 years and put over £750k through the account would not support me. ZOPA gave me a minimum allowance credit card and within a year the limit is now enough to pay all my families monthly purchases on including food and is easy and simple to pay off every month. I have ADHD which makes routine hard but ZOPAs APP makes the process a breeze. I will bank with ZOPA forever now and I will use their new products. Reviewed on: 27th April 2025

Zopa card

Very good value for money very easy to get and use Reviewed on: 27th April 2025

Very good customer service amazing apr I find the ca...

Very good customer service amazing apr I find the card easy to usu when doing bank transfer withdrawal of money and I am very happy with everything I do with my card Reviewed on: 27th April 2025

The app just works like it says on the tin.

The app just works like it says on the tin. Easy to use and all the key information is right where you need them. Reviewed on: 27th April 2025

Great buisness to deal with banking also included

Great buisness to deal with including banking with them too Reviewed on: 27th April 2025

Always been helpful and customer service is good

Always been helpful and customer service is good Reviewed on: 27th April 2025

Apperfectp is great tell us everything u need to know

App is great tell us everything u need to know Reviewed on: 27th April 2025

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