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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Iv had no problem with Zopa the customer service is...

Iv had no problem with Zopa the customer service is amazing and helpful. The app is straight forward and everything you need to know is available Reviewed on: 27th April 2025

Easy to use app, great service, great value for money

Easy to use app, great service, great value for money Reviewed on: 27th April 2025

Very helpful and very easy app to use also very good...

Very helpful and very easy app to use also very good rates Reviewed on: 27th April 2025

This is a very good credit card

This is a very good credit card thank you very much for your service Reviewed on: 27th April 2025

Excellent service and friendly customerservice

Excellent service and friendly customerservice Reviewed on: 27th April 2025

Excellent credit card with a good service

Excellent credit card with a good service Reviewed on: 27th April 2025

Easy to apply , very nice and.

Easy to apply , very nice and. Friendly contact , Reviewed on: 27th April 2025

Very professional

Very easy service to use and the app is always on hand to view Reviewed on: 27th April 2025

Financial problems in the past

Having had financial problems in the past, Zopa have been extremely helpful in getting things on a healthy standing Reviewed on: 27th April 2025

Thanks to Zopa

Zopa gave ne a card when my rating wasn't that great and he initial limit was good considering my situation. Thanks Reviewed on: 27th April 2025

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