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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service.

Great customer service. App is easy to navigate. Reviewed on: 26th April 2025

Fantastic service.

Great service, all transactions are checked and authorised. Reminders sent in timely fashion, app great very easy to use. Reviewed on: 26th April 2025

Simple app easy to navigate

It's helping me get my credit score up no hidden costs app is straight forward and so easy to navigate Reviewed on: 26th April 2025

Very good good service.

Very good good service. Value good with giving a increase Reviewed on: 26th April 2025

Great service

From first application to present day the service provided has been outstanding.Any issue has been resolved quickly with minimum affect. Reviewed on: 26th April 2025

Fantastic product easily managed in the app.

Fantastic product easily managed in the app. Good customer service if you do need to contact the company. Reviewed on: 26th April 2025

excellent all round service, polite, friendly and he...

excellent all round service, polite, friendly and helpful Reviewed on: 26th April 2025

Fantastic company, reliable and friendly staff too

Fantastic company, reliable and friendly staff too Reviewed on: 26th April 2025

Good great service and easy to use keep the good wor...

Good great service and easy to use keep the good work going I will vote for you Reviewed on: 26th April 2025

Easy to use apps,good customer service all round goo...

Easy to use apps,good customer service all round good product.Never had any issues using the card. Definitely would recommend to others.Due to the great server and product I might be looking into other products that Zopa provide like car finance Reviewed on: 26th April 2025

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