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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

good start really easy app use i love it

good start really easy app use i love it Reviewed on: 25th April 2025

Its amazing to have this great app that has given me...

Its amazing to have this great app that has given me options I have never have. Reviewed on: 25th April 2025

Very easy to use great service and customer services

Very easy to use great service and customer services Reviewed on: 25th April 2025

Zopa service is excellent.

Zopa provide an excellent service and a financial snapshot so you can manage all your finances in one place. Reviewed on: 25th April 2025

Zopa service is excellent

Zopa provide an excellent service and a financial snapshot so you can manage all your finances in one place. Reviewed on: 25th April 2025

Great customer service

Great customer service always their when you need them Reviewed on: 25th April 2025

This card is very good for use.

This card is very good for use. I will recommend it to others. I use it everywhere. Reviewed on: 25th April 2025

They keep an eye on my card and have stop my card wh...

They keep an eye on my card and have stop my card when there was suspicious activity Reviewed on: 25th April 2025

Very good , fast and friendly app they answered very...

Very good , fast and friendly app they answered very fast at the mail and for sure I will 100% precentor recommend this card and the app Reviewed on: 25th April 2025

Fair lender with great customer service and app

When I was repairing my credit rating Zopa offered a higher rate than high street banks but it was always the lowest rate available to me. They actively notified me when I became eligible to move balances to a much lower interest loan. App is great, customer service good too. Fair lender offering a great customer experience Reviewed on: 25th April 2025

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