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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Trustworthy & easy to manage my Zopa card, has helpe...

Trustworthy & easy to manage my Zopa card, has helped to build my credit score. I would definitely recommend a Zopa card. Reviewed on: 22nd April 2025

I have both a loan and a credit card with Zopa and I...

I have both a loan and a credit card with Zopa and I could not be happier with their product and the service. The app is the best. Never been down and always worked perfectly Reviewed on: 22nd April 2025

Easy to use app and great service.

Easy to use app and great service. Reviewed on: 22nd April 2025

Zopa Bank is reliable and the best

Zopa Bank is reliable and the best Reviewed on: 22nd April 2025

Zopa is excellent at being able to better your credi...

Zopa is excellent at being able to better your credit score. Reviewed on: 22nd April 2025

Super support

They are very informative and always offering advice and support Reviewed on: 22nd April 2025

Very happy with Zopa l have no bad experience with m...

Very happy with Zopa l have no bad experience with my card is old high interest Reviewed on: 22nd April 2025

Excellent company brilliant customer service

Excellent company brilliant customer service Reviewed on: 22nd April 2025

Great company that care

Great company that actually care about affordability and monitor you and let you know what you can afford Reviewed on: 22nd April 2025

Excellent service great credit card to deal with

Excellent service great credit card to deal with Reviewed on: 22nd April 2025

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