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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service nice and friendly staff best customer...

Great service nice and friendly staff best customer service and best credit card to have handy Reviewed on: 25th April 2025

Great card great customer service

Great card great customer service Reviewed on: 25th April 2025

Always been very informative about my payment dates...

Always been very informative about my payment dates and more products Reviewed on: 25th April 2025

Zopa Really great card I had great experience in reg...

Zopa Really great card I had great experience in regards to applying for the card easier to apply online I recommend it to everyone Reviewed on: 25th April 2025

All positive - great efficiency.

All positive - great efficiency. Reviewed on: 25th April 2025

Responsible and easy

Very easy setting up, get great tips and reminders on how to manage money more responsibly Reviewed on: 25th April 2025

Brilliant card

Always keep you informed and very friendly if you call them Reviewed on: 25th April 2025

Fantastic service and they respond promptly to quest...

Fantastic service and they respond promptly to questions. Reviewed on: 25th April 2025

Excellent

Excellent service, clear statements and everything explained. Love the app as it helps to stay in control and is easy to use. Reviewed on: 25th April 2025

Excellent app is very easy to use

Excellent app is very easy to use Reviewed on: 25th April 2025

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