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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

zopa credit card is reliable and easy to use.

zopa credit card is reliable and easy to use. Reviewed on: 22nd April 2025

Great review

Sure, here's a review for a credit card: I've been using this credit card for about a year now, and I'm really happy with it. The rewards program is great – I earn points on every purchase, and I can redeem them for cash back, gift cards, or travel. The interest rate is also competitive, and I've never had any issues with hidden fees or unexpected charges. One of the things I appreciate most is the card's security features. It has fraud protection, and I feel confident that my information is safe when I use it online or in stores. Plus, the customer service has been excellent Reviewed on: 22nd April 2025

Great product, very reasonable.

Great product, very reasonable. Regular increases if wanted. Reviewed on: 22nd April 2025

Easy to use great app new features x

Easy to use great app new features x Reviewed on: 22nd April 2025

Really good credit card really happy with service

Really good credit card really happy with service Reviewed on: 22nd April 2025

The best card you will ever have, less interest

The best card you will ever have, less interest Reviewed on: 22nd April 2025

Good app and keep your card in good order simple to...

Good app and keep your card in good order simple to get a higher limit Reviewed on: 22nd April 2025

Very easy and straightforward .

Very easy and straightforward . Apps easy to use.! Reviewed on: 22nd April 2025

Easy to use, clear concise information

Easy to use, clear concise information Reviewed on: 22nd April 2025

Zopa credit card

Very slow increase credit limits. But overall a very good credit card Reviewed on: 22nd April 2025

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