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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great app, brilliant customer service and easy

Great app, brilliant customer service and easy Reviewed on: 22nd April 2025

Very nice and very safe to use

Very nice and very safe to use , also it’s visa service no extra fees no hidden charges and customer care staff is very coperative Reviewed on: 22nd April 2025

Excellent credit card

Essential to keep a zopa card in my purse for emergencies Reviewed on: 22nd April 2025

Hassle free credit.

Hassle free and fast response calls. Credit card made easy.The app is seamless and user friendly! Reviewed on: 22nd April 2025

Great card .

Great card .great app easy to use.over a very good company to be apart of Reviewed on: 22nd April 2025

From start to finish they’ve been totally transparen...

From start to finish they’ve been totally transparent & helped me understand the whole process Reviewed on: 22nd April 2025

The whole application process was seamless and easy

The whole application process was seamless and easy Reviewed on: 22nd April 2025

Most helpful

Most helpful and genuine company helping people who for what ever reasons may have encountered previous poor credit Reviewed on: 22nd April 2025

Very good to see this recommend it to anybody to get...

Very good to see this recommend it to anybody to get one. If they can you can put it on your Apple wallet safe to use online to anyone to use. Reviewed on: 22nd April 2025

Excellent app, brilliant service

Excellent app, brilliant service Reviewed on: 22nd April 2025

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