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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to apply for and use

Easy to.apply instant decision and very straight forward to use Reviewed on: 22nd April 2025

Zopa is an amazing company willing to help when no o...

Zopa is an amazing company willing to help when no one else would Reviewed on: 22nd April 2025

Easy to use and great customer service

Easy to use and great customer service Reviewed on: 22nd April 2025

Best ever!

All aspects of dealing with Zopa has been a dream. Straight forward processes, first class App and great interest rates on Credit Card, savings & loans. Reviewed on: 22nd April 2025

Experienced staff , helpful and friendly.

Experienced staff , helpful and friendly. Very professional. Easy app and everything I wanted and alot more. 100 % recommended , in fact my family members also have a Zopa credit card and bank account. Reviewed on: 22nd April 2025

Very polite always regarding of any situation and ve...

Very polite always regarding of any situation and very reasonable and very helpful when I on and occasion hard to pay one month . Reviewed on: 22nd April 2025

Never had a problem with them as long as you pay on...

Never had a problem with them as long as you pay on time all is ok Reviewed on: 22nd April 2025

Very good.

Very good. Excellent service! I would highly recommend zopa to everyone Reviewed on: 22nd April 2025

Excellent efficient helpful service app great

Excellent efficient helpful service app great Reviewed on: 22nd April 2025

Great service and easy to use app

Great service and easy to use app Reviewed on: 22nd April 2025

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