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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy process

Clear instructions, easy application process, information clear, app easy Reviewed on: 25th April 2025

They are the best of all

They are the best of all, operative and solve any problem immediately Reviewed on: 25th April 2025

This is the best bank I have ever used so profession...

This is the best bank I have ever used so professional and great customer service Reviewed on: 25th April 2025

Ive never had any problems and always there to help

Ive never had any problems and always there to help Reviewed on: 25th April 2025

Excellent zopa

Excellent credit card I use it all the time Reviewed on: 25th April 2025

They have brilliant Customer service and communicat...

They have brilliant Customer service and communication is top Reviewed on: 25th April 2025

Great website, good products, easy to deal with

Great website, good products, easy to deal with Reviewed on: 25th April 2025

Excellent service and very reliable provider

Excellent service and very reliable provider Reviewed on: 25th April 2025

Great service with it being easy to use the app very...

Great service with it being easy to use the app very easy to set account up Reviewed on: 25th April 2025

Fantastic credit card - easy to manage, great app, a...

Fantastic credit card - easy to manage, great app, and fast support. Zopa sets the standard! Reviewed on: 25th April 2025

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