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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It's an easy credit card.

It's an easy credit card. Showing transactions. The site is easy to use Reviewed on: 25th April 2025

Excellent credit card and has offered savings option...

Excellent credit card and has offered savings options too Reviewed on: 25th April 2025

Great company.

Great company. Easy to be accepted and access the money. Reviewed on: 25th April 2025

Got my vote

Great product. Always had support. easy app to use. Great service Reviewed on: 25th April 2025

Card review

Friendly and easy to apply no pressure over payment Reviewed on: 25th April 2025

Simple service.

Simple service. No hastle at all. Reviewed on: 25th April 2025

Really happy with my card would recommend to friends...

Really happy with my card would recommend to friends, app is easy to use and understand, keeps in control with my spending Reviewed on: 25th April 2025

User friendly

The app is user-friendly this allows me to easily to manage payments and check my account. Reviewed on: 25th April 2025

Good card use always credit card zopa is good

Good card use always credit card zopa is good Reviewed on: 25th April 2025

Great customer service, clear information on app abo...

Great customer service, clear information on app about balances and how to pay. Very quick and easy to use even for those who aren't as good with technology. Reviewed on: 25th April 2025

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