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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy app had no problems at all

Very easy app had no problems at all Reviewed on: 22nd April 2025

Excellent Card

Excellent it has helped me to build my credit score Reviewed on: 22nd April 2025

Spoke to customer services

Yes I spoke to a customer services representative and was very helpful my only minus point was trying to find your phone number as it took some finding Reviewed on: 22nd April 2025

Fantastic!

Great company to deal with ,dealt with promptly too.Decisions for Liam’s are almost instant and money in bank really quick . Reviewed on: 22nd April 2025

Great telephone support

Very experienced and business like staff on phone Reviewed on: 22nd April 2025

Like this card company a lot.

Like this card company a lot. They are so good with the customers. Reviewed on: 22nd April 2025

Ecredit card ..

Easy app and great card to use and they always inform me days before my payment is due Reviewed on: 22nd April 2025

Quick acceptance and customer service

Quick acceptance and customer service Reviewed on: 22nd April 2025

Perfect transaction and information throughout the w...

Perfect transaction and information throughout the whole applicatiin service Reviewed on: 22nd April 2025

Easy to navigate app.

Easy to navigate app. But like all financial institutions now too faceless Reviewed on: 22nd April 2025

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