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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I paid of my card but it seems they can’t find the p...

I paid of my card but it seems they can’t find the payment even though I have proof of payment from my bank terrible service still not sorted Reviewed on: 22nd April 2025

It's great card for travel and great exchange rate

It's great card for travel and great exchange rate Reviewed on: 22nd April 2025

Have a good experience with zopa

Have a good experience with zopa Reviewed on: 22nd April 2025

Awesome balance transfer rate.

Awesome balance transfer rate. Excellent saver rate options Reviewed on: 22nd April 2025

Top of the shop

No drama easy to us .. app is self explanatory and easy to use Reviewed on: 22nd April 2025

Great customer service, can use the service literall...

Great customer service, can use the service literally anywhere. Reviewed on: 22nd April 2025

Very easy to use and fabulous customer service

Very easy to use and fabulous customer service Reviewed on: 22nd April 2025

Very good service the best company ever

Very good service the best company Reviewed on: 22nd April 2025

A good experience all round, with no bad points at all.

A good experience all round, with no bad points at all. Reviewed on: 22nd April 2025

Has everything you need to suit your financial needs

Has everything you need to suit your financial needs Reviewed on: 22nd April 2025

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