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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy to understand would highly recommend

Very easy to understand would highly recommend Reviewed on: 25th April 2025

Fantastic card, very easy to use and great customer...

Fantastic card, very easy to use and great customer service Reviewed on: 25th April 2025

I've only had one problem and it was sorted in one p...

I've only had one problem and it was sorted in one phone call. Customer service where amazing Reviewed on: 25th April 2025

It's very good and helped excellent and...

It's very good and helped excellent and powerful Reviewed on: 25th April 2025

Never had any issues with this company.

Never had any issues with this company. Contact with them, although minimal, has been easy and with no stress Reviewed on: 24th April 2025

I have got a few credit cards and this one is not to...

I have got a few credit cards and this one is not too bad interest rates not too bad and customer service is actually would recommend it Reviewed on: 24th April 2025

The zopa card is perfect.

The zopa card is perfect. The app is very straight forward and love the credit cushion. Reviewed on: 24th April 2025

The Great

ZOPA advisors are helpful every time I need help Reviewed on: 24th April 2025

ZOPALICIOUS

Have card many years Good service Reviewed on: 24th April 2025

Good and well accepted, easy to handle

Good and well accepted, easy to handle Reviewed on: 24th April 2025

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