Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

View other Zopa products

4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Although everything is done through the Zopa App it...

Although everything is done through the Zopa App it is very straight forward. It has been designed to make everything easy. Reviewed on: 22nd April 2025

Brilliant company, helps me with all my needs

Brilliant company, helps me with all my needs Reviewed on: 22nd April 2025

Had a great experience haven't missed a payment but...

Had a great experience haven't missed a payment but it's great for my life Reviewed on: 22nd April 2025

It has been a fantastic experience

It has been a fantastic experience Reviewed on: 22nd April 2025

Easy to use and move money from one account to...

Easy to use and move money from one account to another Reviewed on: 22nd April 2025

I’ve used Zopa for a while now it comes in very hand...

I’ve used Zopa for a while now it comes in very handy when you get that bill you may have forgotten or a treat for yourself brilliant. Reviewed on: 22nd April 2025

Zopa is one of the best

I have nothing but positive things to say about Zopa all I have had from them has been very positive I do everything through there app Reviewed on: 22nd April 2025

Gave a good credit limit, and balance transfer.

Gave a good credit limit, and balance transfer. Excellent rate APR. Reviewed on: 22nd April 2025

Zopa gave me a credit card when no one else would an...

Zopa gave me a credit card when no one else would and they have helped me improve my credit rating Reviewed on: 22nd April 2025

Very easy to understand account information.

Very easy to understand account information. Also helpful reminders when payments are due. Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.01 from 60 reviews
Credit card (discontinued)
from Tandem 4.66 from 358 reviews
Credit Cards
from Smile Bank 3.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68054 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub