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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Life is easy

Everything is simple within the app Reviewed on: 24th April 2025

Easy to use app plain and simple guides and informat...

Easy to use app plain and simple guides and information Reviewed on: 24th April 2025

Good and helpful

I've been using this credit card for over a year now, and overall, I'm quite satisfied with it. The application process was straightforward, and I was approved within a few days. The mobile app is easy to use and allows me to track my spending and pay my balance with just a few taps. Reviewed on: 24th April 2025

Love my Zopa card, and repayments are so easy.

Love my Zopa card, and repayments are so easy. Reviewed on: 24th April 2025

All done on the app easy to use and would recommend...

All done on the app easy to use and would recommend Zopa to family and friends. Competitive rates and offer other products, ISA, loans all from the app. Reviewed on: 24th April 2025

Easy and great app an easy process to apply as...

Easy and great app an easy process to apply as well Reviewed on: 24th April 2025

User friendly great app always up to date with offer...

User friendly great app always up to date with offers quick and easy to navigate Reviewed on: 24th April 2025

Excellent App really easy to use

Excellent App really easy to use Reviewed on: 24th April 2025

Been great works when I need it to increased my limi...

Been great works when I need it to increased my limit recently so happy with that u still want a little more so here it is Reviewed on: 24th April 2025

5 stars for Zopa

Cannot fault it Always keep you up to.date Reviewed on: 24th April 2025

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