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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good service any problems they get sorted in go...

Very good service any problems they get sorted in good time Reviewed on: 24th April 2025

Good card

Great card. Love it very easy to use Reviewed on: 24th April 2025

Happy with everything would recommend

Very happy, would recommend to anyone, Reviewed on: 24th April 2025

It was a good and useful experience.

It was a good and useful experience. Reviewed on: 24th April 2025

Very supportive

Very supportive and helpful customer service Reviewed on: 24th April 2025

Very happy with Zopa Credit Card,

Very happy with Zopa Credit Card, one of the best interest rate on the market, and they could do better on loans, offering a lower interest rate and a higher amount... Reviewed on: 24th April 2025

Zopa could help customer experience by offering low...

Zopa could help customer experience by offering low rate loans to pay off credit balance Reviewed on: 24th April 2025

Zopa has given me opportunity to boost my credit his...

Zopa has given me opportunity to boost my credit history and score Reviewed on: 24th April 2025

Just happy, helping to improve credit scores

Just happy, helping to improve credit scores Reviewed on: 24th April 2025

No balance transfer do other cards

No balance transfer do other cards Reviewed on: 24th April 2025

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