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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I ham relly happy best card had nd have told all fam...

I ham relly happy best card had nd have told all family two get A++++ Reviewed on: 22nd April 2025

Zopa review

I've had this credit card for quite some time and I pay my bills monthly in full and I've never been offered an increase or a loan Reviewed on: 22nd April 2025

Great app, easy to use.

Great app, easy to use. Clear repayment options Reviewed on: 22nd April 2025

Good customer service and very easy to operate with...

Good customer service and very easy to operate with the good security and safety of your money Reviewed on: 22nd April 2025

Everything is so easy to use in the app.

Everything is so easy to use in the app.Customer service team very helpful Reviewed on: 22nd April 2025

Excellent service, great rates.

Excellent service, great rates. Always let's me know of new updates and promotions Reviewed on: 22nd April 2025

I'm very happy with Zopa service.

I'm very happy with Zopa service. I think it is the best service loan. Reviewed on: 22nd April 2025

Excellent service fast and issue resolved very quickly

Excellent service fast and issue resolved very quickly Reviewed on: 22nd April 2025

Fabulous service with excellent value for money.

Fabulous service with excellent value for money. App always works week and provides a lot of very good features. Including live balance alerts and update on amount remaining. The ability to keep a credit cushion is really helpful Reviewed on: 22nd April 2025

I Can not fault the system that you use

I Can not fault the system that you use Reviewed on: 22nd April 2025

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