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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good customer service and very easy to operate with...

Good customer service and very easy to operate with the good security and safety of your money Reviewed on: 22nd April 2025

Everything is so easy to use in the app.

Everything is so easy to use in the app.Customer service team very helpful Reviewed on: 22nd April 2025

Excellent service, great rates.

Excellent service, great rates. Always let's me know of new updates and promotions Reviewed on: 22nd April 2025

I'm very happy with Zopa service.

I'm very happy with Zopa service. I think it is the best service loan. Reviewed on: 22nd April 2025

Excellent service fast and issue resolved very quickly

Excellent service fast and issue resolved very quickly Reviewed on: 22nd April 2025

Fabulous service with excellent value for money.

Fabulous service with excellent value for money. App always works week and provides a lot of very good features. Including live balance alerts and update on amount remaining. The ability to keep a credit cushion is really helpful Reviewed on: 22nd April 2025

I Can not fault the system that you use

I Can not fault the system that you use Reviewed on: 22nd April 2025

Good customer service

Good customer service & good value & app is really easy to use Reviewed on: 22nd April 2025

Good experience.

Good experience. Easy, informative app and good apr Reviewed on: 22nd April 2025

Low rates,try for a first time and its very good...

Low rates,try for a first time and its very good Reviewed on: 22nd April 2025

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