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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card, easy to make additional payments that ar...

Great card, easy to make additional payments that are processed immediately. Easy app to navigate Reviewed on: 22nd April 2025

.good experiance

.100% very good, so hapy with experiance Reviewed on: 22nd April 2025

App is good and easy to use - will open a bank acco...

App is good and easy to use - will open a bank account in due course - interest rates can be better and more competitive Reviewed on: 22nd April 2025

Easy aplication, app is also very easy to navigate

Easy aplication, app is also very easy to navigate Reviewed on: 22nd April 2025

Outstanding product & services

Excellent product & services always going the extra mile to ensure the highest service possible! Reviewed on: 22nd April 2025

Outstanding and fast.

Outstanding and fast. One of the best credit provider Reviewed on: 22nd April 2025

I have a very low credit rating, they accepted me,...

I have a very low credit rating, they accepted me, the repayments are low and it really helps me out with paying my bills and also helps with my credit rating Reviewed on: 22nd April 2025

Easy to use and efficient .

Easy to use and efficient .always available Reviewed on: 22nd April 2025

great credit card I love it im using from last three...

great credit card I love it im using from last three month Reviewed on: 22nd April 2025

I m very happy to use my Zopa credit card and very l...

I m very happy to use my Zopa credit card and very low interest rate I just want to say is excellent for me Reviewed on: 22nd April 2025

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