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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great rates, good customer service

Great rates, good customer service Reviewed on: 22nd April 2025

I had a credit card and loan with Zopa was fantastic.

I had a credit card and loan with Zopa was fantastic. It was tailored for my needs and aspirations Reviewed on: 22nd April 2025

Zapa help help me so much excellent bank

Zapa help help me so much excellent bank Reviewed on: 22nd April 2025

Great credit card and services!

Great credit card and services! The app is very simple to use! The information you need are imediately provided! Reviewed on: 22nd April 2025

I have been really happy in all aspects of my intera...

I have been really happy in all aspects of my interactions. Reviewed on: 22nd April 2025

Quick easy and simple.

Quick easy and simple. Really helped me when I needed it. Thank you Reviewed on: 22nd April 2025

Just great

Just great . Nothing but a good experience Reviewed on: 22nd April 2025

Any time best service and offer !

Any time best service and offer !!! Reviewed on: 22nd April 2025

It is really good that i was been given the chance t...

It is really good that i was been given the chance to jave a zopa credit card. It was a big help. Hopefully they will increase my credit limit soon. Thanks Reviewed on: 22nd April 2025

Very clean and responsive app.

Very clean and responsive app. Payments update immediately. Statements are clear and easy to understand. Reviewed on: 22nd April 2025

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