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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent service

Easy to manage and quick turnaround for payments to be transferred to your account A***** Reviewed on: 22nd April 2025

Clear efficient product hidden agendas

Clear efficient product hidden agendas Reviewed on: 22nd April 2025

Good credit card,easy to use and helpful customer se...

Good credit card,easy to use and helpful customer service Reviewed on: 22nd April 2025

Needed a card to improve my credit rating this card...

Needed a card to improve my credit rating this card has been fantastic keeps me up to date on all my monthly transactions Reviewed on: 22nd April 2025

It's been quiet interesting and lovely experience us...

It's been quiet interesting and lovely experience using Zopa credit card Reviewed on: 22nd April 2025

Great bank

App easy to you keep you informed with products Reviewed on: 22nd April 2025

Easy to use service that quick accepted my application.

Easy to use service that quick accepted my application. Reviewed on: 22nd April 2025

Very good service friendly staff and easy to use app

Very good service friendly staff and easy to use app Reviewed on: 22nd April 2025

Really good easy to use app, all in one place.

Really good easy to use app, all in one place. No issues and when I have phoned everyone was really nice. Reviewed on: 22nd April 2025

Excellent all round very helpful customer service

Excellent all round very helpful customer service Reviewed on: 22nd April 2025

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