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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My experience

Never had any problems when needing help. Reviewed on: 22nd April 2025

Excellent service

Easy to manage and quick turnaround for payments to be transferred to your account A***** Reviewed on: 22nd April 2025

Clear efficient product hidden agendas

Clear efficient product hidden agendas Reviewed on: 22nd April 2025

Good credit card,easy to use and helpful customer se...

Good credit card,easy to use and helpful customer service Reviewed on: 22nd April 2025

Needed a card to improve my credit rating this card...

Needed a card to improve my credit rating this card has been fantastic keeps me up to date on all my monthly transactions Reviewed on: 22nd April 2025

It's been quiet interesting and lovely experience us...

It's been quiet interesting and lovely experience using Zopa credit card Reviewed on: 22nd April 2025

Great bank

App easy to you keep you informed with products Reviewed on: 22nd April 2025

Easy to use service that quick accepted my application.

Easy to use service that quick accepted my application. Reviewed on: 22nd April 2025

Very good service friendly staff and easy to use app

Very good service friendly staff and easy to use app Reviewed on: 22nd April 2025

Really good easy to use app, all in one place.

Really good easy to use app, all in one place. No issues and when I have phoned everyone was really nice. Reviewed on: 22nd April 2025

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