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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Apps easy to sure never had a issue with this...

Apps easy to sure never had a issue with this company Reviewed on: 22nd April 2025

Zopa best credit card

Zopa gave me a chance and I’ve kept up payments they are a great credit card Reviewed on: 22nd April 2025

Good experience from Start to finish

Good experience from Start to finish Reviewed on: 22nd April 2025

Very good company,always keep you up to date

Very good company,always keep you up to date Reviewed on: 22nd April 2025

Credit card very good i would recommend to anyone it...

Credit card very good i would recommend to anyone it's brilliant exlent app as well to remind you when to pay so zopa is fantastic. Reviewed on: 22nd April 2025

Easy app.

Easy app.customer service is excellent. Reviewed on: 22nd April 2025

Easy to use.

Easy to use. Great customer service I would recommend using zopa and zopa bank Reviewed on: 22nd April 2025

Easy to apply and app is easy to navigate

Easy to apply and app is easy to navigate Reviewed on: 22nd April 2025

Great credit card

Great rate very good customer service never had a problem Reviewed on: 22nd April 2025

Excellent company and service provider

Excellent. Customer service, effective and efficient in all aspects of service. Reviewed on: 22nd April 2025

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