Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

View other Zopa products

4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good credit card service , always let you know...

Very good credit card service , always let you know when you're monthly payment is due. Reviewed on: 22nd April 2025

Great customer service, clear communication and info...

Great customer service, clear communication and information. Easy access and quick access Reviewed on: 22nd April 2025

Great customer service and really helpful

Great customer service and really helpful Reviewed on: 22nd April 2025

Really easy to use and very helpful brilliant

Really easy to use and very helpful Reviewed on: 22nd April 2025

Fantastic company

Anytime I have had to speak to customer service they have been very helpful not that I have had to contact them much as Zopa keep you posted and up to date regarding your account transactions Reviewed on: 22nd April 2025

Good service, easy to use.

Good service, easy to use. Very open and clear reference costs. Reviewed on: 22nd April 2025

Brilliant product great credit limit

Brilliant product great credit limit Reviewed on: 22nd April 2025

I am so happy with my credit card, good service easy...

I am so happy with my credit card, good service easy way to apply Reviewed on: 22nd April 2025

Simply the best!

They are wonderful. So helpful and very fast at making decisions. They are the best and much better than my old card provider. Reviewed on: 22nd April 2025

Very informative never had any issues with zopa

Very informative never had any issues with zopa Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 2.66 from 20 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews
123 credit card (discontinued)
from Santander 3.94 from 161 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5954 reviews
Personal loan
from Zopa 4.94 from 68053 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub