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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa for service for all

Zopa is a customer for all services. There is nothing I can say that will lower there ratings Reviewed on: 22nd April 2025

Zopa best credit card

Zopa has help me a lot through the hard times and very easygoing and straightforward on the app Reviewed on: 22nd April 2025

I am with Service

I am Satisfied with the Service. Reviewed on: 22nd April 2025

A problem will be solved.

When ever i don't understand any with zopa I ring customer. Service and they explain everything to me thank you so much Reviewed on: 22nd April 2025

Good product

I have no problem and the interest rate is reasonable Reviewed on: 22nd April 2025

Very good site ,easy to use site and very well laid...

Very good site ,easy to use site and very well laid out Reviewed on: 22nd April 2025

Bank accounts are excellent but need to separate fro...

Bank accounts are excellent but need to separate from credit card otherwise it is an excellent service Reviewed on: 22nd April 2025

Good service and legit, thank you zopa for excellent...

Good service and legit, thank you zopa for excellent experience Reviewed on: 22nd April 2025

Easy to use and approve.

Easy to use and approve. Good customer service. Reviewed on: 22nd April 2025

Great credit card

Great credit card, easy to use / track where you are upto and credits appear shortly after submitting Reviewed on: 22nd April 2025

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