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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I really enjoyed using this credit card

I really enjoyed using this credit card Reviewed on: 22nd April 2025

good start company and doing well

good start company and doing well Reviewed on: 22nd April 2025

It's help to save money.

It's help to save money...in ias account...Easy pay back system... Reviewed on: 22nd April 2025

Zopa credit card.

Good service. Good customer service Reviewed on: 22nd April 2025

Lovely customer service excellent rates on saving th...

Lovely customer service excellent rates on saving the best Reviewed on: 22nd April 2025

JUST IN TIME - Got the card when l really needed hel...

JUST IN TIME - Got the card when l really needed help then most and without any hassle. Reviewed on: 22nd April 2025

Easy to use app, simple and straight forward

Easy to use app, simple and straight forward Reviewed on: 22nd April 2025

Always fast when fraud is detected, easy to talk to...

Always fast when fraud is detected, easy to talk to only thing that’s a down side is they aren’t allowing the card on Apple Pay Reviewed on: 22nd April 2025

Credit card is conveinant and handy

Credit card is conveinant and handy Reviewed on: 22nd April 2025

Zopa Credit Excellence

Great rates of interest, easy to speak to customer service, easy access to look at details on line and great hikes in credit limits Reviewed on: 22nd April 2025

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