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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Just Perfect!

Excellent service all round their fixing of my issues with using the app was second to none and I fixed the problem I had with ease. Very polite agents and very patient! Thank you Reviewed on: 22nd April 2025

Great app

Great app and customer service,easy to use and find things you need Reviewed on: 22nd April 2025

I had a seamless experience onboarding and I found t...

I had a seamless experience onboarding and I found the app really easy to use as it is user friendly Reviewed on: 22nd April 2025

Easy app

Easy set up and app is really easy to use Reviewed on: 22nd April 2025

Very satisfied customer.No hidden charges.

Very satisfied customer and their products have no issues. Reviewed on: 22nd April 2025

Great customer service and user experience is great...

Great customer service and user experience is great in the mobile app Reviewed on: 22nd April 2025

Zopa Credit card and Bank Account

Amazing credit cards with good limits i also am one of the first to have the Zopa bank account which is great Reviewed on: 22nd April 2025

Best bank, best support zopa best

Best bank, best support zopa best Reviewed on: 22nd April 2025

Always good no issues to date.

Always good no issues to date. Would recommend Reviewed on: 22nd April 2025

Great company, easy to use and good interest rate

Great company, easy to use and good interest rate Reviewed on: 22nd April 2025

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