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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43505 reviews)

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4.94

Based on 43,505 reviews, last reviewed 10th Apr 2026

156300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great credit builder and a good credit limit Great credit builder and a good credit limit Reviewed on: 10th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43505)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Brilliant and knowledgeable quick delivery of service

Brilliant and knowledgeable quick delivery of service Reviewed on: 22nd April 2025

Easy to use good product would highly recommend

Easy to use good product would highly recommend Reviewed on: 22nd April 2025

Great card easy to use.

Great card easy to use. Great service easy to get though to you. Would recommend to family and friends Reviewed on: 22nd April 2025

Fast and efficient.

Fast and efficient. Easy and clear to use. Reviewed on: 22nd April 2025

Really helpful clear

Really helpful clear and concise view and management of my credit Reviewed on: 22nd April 2025

Easy to use app ,never had a problem

Easy to use app ,never had a problem Reviewed on: 22nd April 2025

Good nice helpful mind blowing nice limit

Good nice helpful mind blowing nice limit Reviewed on: 22nd April 2025

5* excellent company customer service cannot fault xx

5* excellent company customer service cannot fault xx Reviewed on: 22nd April 2025

Zopa credit card, get one.

Easy application, quick results and a decent credit limit. Reviewed on: 22nd April 2025

Quick easy application and good value apr

Quick easy application and good value apr Reviewed on: 22nd April 2025

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