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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great customer service and easy to apply

Great customer service and easy to apply Reviewed on: 22nd April 2025

Very good product and easy to use app

Very good product and easy to use app Reviewed on: 22nd April 2025

I did not think I would get a credit card but then Z...

I did not think I would get a credit card but then Zopa came to my rescue absolutely thrilled with the whole process abd customer service Thank you Zopa for giving me a smile xxx Reviewed on: 22nd April 2025

I have had a great experience ine of the better cred...

I have had a great experience ine of the better credit cards Reviewed on: 22nd April 2025

Zopa review

Good service easy to use very friendly service Reviewed on: 22nd April 2025

App is great to use with many features in it...

App is great to use with many features in it Reviewed on: 22nd April 2025

Customer service were sympathetic and dealt with my...

Customer service were sympathetic and dealt with my issue quickly Reviewed on: 22nd April 2025

ZOPA CREDIT CARD

Very helpful and staff easy to deal with. Great that everything can be done via their app. Reviewed on: 22nd April 2025

Excellent service

The process from start was seamless and the card works perfectly.interest rate competitive Reviewed on: 22nd April 2025

Great card and useful to improve my credit score.

Great card and useful to improve my credit score. The app is user friendly and easy to use. Reviewed on: 22nd April 2025

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