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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

When I first applied it was straight forward my cred...

When I first applied it was straight forward my credit as my credit score was poor it's helped build it up slowly Reviewed on: 23rd April 2025

its easy to apply for and they consider everyone.

its easy to apply for and they consider everyone. Reviewed on: 23rd April 2025

Awsum card to use re onmend to any...

Awsum card to use re onmend to any one Reviewed on: 23rd April 2025

Very good

Very good easy to use easy to pay back Reviewed on: 23rd April 2025

Perfect from start to finish brilliant connection ei...

Perfect from start to finish brilliant connection either customers Reviewed on: 23rd April 2025

Great credit card also comes with a bank account eas...

Great credit card also comes with a bank account easy to access and set up direct debits to help grow credit report Reviewed on: 23rd April 2025

I find life easier with Zopa and very simple

I find life easier with Zopa and very simple Reviewed on: 23rd April 2025

Very straightforward banking experience.

Very straightforward banking experience. Really helped me rebuild my financial habits Reviewed on: 23rd April 2025

So far so good Zopa has been easy to use...

So far so good Zopa has been easy to use Reviewed on: 23rd April 2025

Excellent credit card very straightforward good app...

Excellent credit card very straightforward good app to sort enquiries Reviewed on: 23rd April 2025

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