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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

156350% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Best credit card

Nothing but good experience the app is easy to navigate Reviewed on: 20th April 2025

Zopa top class

Zopa provides a top class service all round. It's credit card, it's bank card and the app are all very efficient and cover all your needs. Reviewed on: 20th April 2025

Great Card

App very good and no issues at all Reviewed on: 19th April 2025

Great service

I've had the credit card for a while, and it's been great. The app is fantastic and I'm able to control my spending with ease Reviewed on: 19th April 2025

I really love this card with low interest rate as co...

I really love this card with low interest rate as compare to other providers for starters. Reviewed on: 19th April 2025

Brilliant credit card easy to use app.

Brilliant credit card easy to use app. Reviewed on: 19th April 2025

Very good experience stable and very easy to use wit...

Very good experience stable and very easy to use with the app Reviewed on: 19th April 2025

my zopa credit card good for using in an emergency

my zopa credit card good for using in an emergency Reviewed on: 19th April 2025

Greatest ever

Greatest ever experience, really happy I went with them, and looking forward to doing more with them and also see how it help my credit rating. Reviewed on: 19th April 2025

Fantastic app, easy to understand.

Fantastic app, easy to understand. Excellent support Reviewed on: 19th April 2025

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