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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41872 reviews)

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4.93

Based on 41,872 reviews, last reviewed 17th Jan 2026

78550% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Peace of mind Their backup support is fantastic, which gives you peace of mind. Reviewed on: 17th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41872)

Review of the Zopa, Credit card:

They have brilliant products and are very responsibl...

They have brilliant products and are very responsible lenders the card and app are very easy to use Reviewed on: 2nd March 2025

Inconvenient ,just

I'm using a credit card and I'm happy with it Reviewed on: 16th January 2026

Very professional.

Very professional. Easy to use website Reviewed on: 16th January 2026

Zopa review

Zopa Credit delivers an outstanding experience from start to finish, with service that feels both personal and efficient. The customer support team is responsive and knowledgeable, always taking the time to explain terms clearly and help find the right credit solution. The mobile app is a standout feature – it’s sleek, intuitive, and incredibly easy to navigate, allowing me to check balances, make payments, and monitor my credit progress in just a few taps. Everything loads quickly, and the clean design means even those new to managing credit online will feel comfortable using it. Whether you’re applying for a new line of credit or staying on top of your account, Zopa makes the process smooth and stress-free. Reviewed on: 16th January 2026

They accommodating and polite .

They are accommodating and polite . Reviewed on: 16th January 2026

Give you answers straight away.

Give you answers straight away. The banking is easy to understand and advise you when they take the money from your account Reviewed on: 16th January 2026

Very quick and efficient service

Very quick and efficient service Reviewed on: 16th January 2026

My Zopa card

Zopa is a very good card to have i wish i got there card before i had my other 2 and they are always helpfull. Reviewed on: 16th January 2026

Accepted me when no other would.

Accepted me when no other would. When I lost my card, it was easy to freeze and then order a new one in the app. Reviewed on: 16th January 2026

Just been there I needed credit

Just been there when I needed credit Reviewed on: 16th January 2026

I’ve been with Zopa for a couple of years now and I’...

I’ve been with Zopa for a couple of years now and I’m a happy customer. Reviewed on: 16th January 2026

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