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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41888 reviews)

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4.93

Based on 41,888 reviews, last reviewed 17th Jan 2026

79300% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Cant fault them on anuthing Everything is simple to do and no messing and very helpful the way that thay keep you informed Reviewed on: 17th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41888)

Review of the Zopa, Credit card:

Good service

I'm very happy to use zoopa, good service. Reviewed on: 7th April 2021

ZOPA - a great card to use!

Easy to use - T&Cs simple to understand and no hassle using the services and paying my charges (which aren't high!) Reviewed on: 16th January 2026

Excellent

It was easy and very good and I would recommend it to my friends Reviewed on: 16th January 2026

Was very easy to get the credit card, good rates and...

Was very easy to get the credit card, good rates and service Reviewed on: 16th January 2026

I'm very happy with the service.

I'm very happy with the service. After verification, the money was immediately deposited into my account. A very good bank. Thank you. Reviewed on: 16th January 2026

Majid Mohammed

Awesome experience having Zopa. Better then other cards Reviewed on: 16th January 2026

Staff that know what they are talking about with gre...

Staff that know what they are talking about with great skills Reviewed on: 16th January 2026

Zopa has been great to me!

Zopa has been great to me! Really got me going when I needed them most. Reviewed on: 16th January 2026

I love Zopa, it's a great service

I love Zopa, it's a great service Reviewed on: 16th January 2026

Great service

Not been with Zopa for long but my experience has been a breeze so far, so thank you Zopa. Reviewed on: 16th January 2026

Excellent service, friendly and comprehensive.

Excellent service, friendly and comprehensive. Always willing to help resolve any problems or queries you might have. Reviewed on: 16th January 2026

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