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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic customer service and very easy app

Fantastic customer service and very easy app Reviewed on: 23rd April 2025

Great service and what you can do with bank very...

Great service and what you can do with bank very good Reviewed on: 23rd April 2025

Great very nice I m like this card

Great very nice I m like this card Reviewed on: 23rd April 2025

Any time I phone I

Any time I phone I get very good help Reviewed on: 23rd April 2025

Fills my needs and easy to use.

Fills my needs and easy to use. It is also one of the easiest and simple credit card to apply for Reviewed on: 23rd April 2025

Always had good service and never any issues with cr...

Always had good service and never any issues with credit rating Reviewed on: 23rd April 2025

Excellent Credit Card, easy to use and gives great a...

Excellent Credit Card, easy to use and gives great advice Reviewed on: 23rd April 2025

Had a great experience since being a customer of zopa.

Had a great experience since being a customer of zopa. Love that payments clear quickly. Reviewed on: 23rd April 2025

The interest rate is good.

The interest rate is good. I use my card for daily purchases with ease and the app is easy to use Reviewed on: 23rd April 2025

Great value and easy to use and the interest is bett...

Great value and easy to use and the interest is better than most credit cards out there Reviewed on: 23rd April 2025

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