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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great company and excellent staff

Great company and excellent staff Reviewed on: 23rd April 2025

Speedy and professional highly recommended Zopa for...

Speedy and professional highly recommended Zopa for credit card, loans and savings Reviewed on: 23rd April 2025

Experience

Very satisfying company to deal with Reviewed on: 23rd April 2025

How banking and managing credit cards should be.

How banking and managing credit cards should be. Effortless. Reviewed on: 23rd April 2025

Excellent service

I’ve never looked back since I got my card Reviewed on: 23rd April 2025

Amazing credit card with lots of benefits

Amazing credit card with lots of benefits Reviewed on: 23rd April 2025

Great card

Easy to use app and overall good card Reviewed on: 23rd April 2025

Very good

Very good quick response app is great to use Reviewed on: 23rd April 2025

Very good credit card and customer serviee

Very good credit card and customer service Reviewed on: 23rd April 2025

Great product and great service.

Great product and great service. I would highly recommend Reviewed on: 23rd April 2025

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