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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Great Credit Card

Zopa has been really easy to use and the app is so user friendly. So far all my questions have been answered and it even gives tips on how you can monitor your spending and ways to improve your credit score. Reviewed on: 23rd April 2025

, my experience has been outstanding

, my experience has been outstanding Reviewed on: 23rd April 2025

Good company

Eru good company helps you build your credit score Reviewed on: 23rd April 2025

Best customer service

Very easy to set up. Easy to operate account online. Best online credit card for customer services. Love my Zopa account. Reviewed on: 23rd April 2025

Great product with app.

Great product with app. Good rates and easy to use. Reviewed on: 23rd April 2025

I have really nice experience with zopa

I have really nice experience with zopa Reviewed on: 23rd April 2025

Great company to work with, staff so efficient and t...

Great company to work with, staff so efficient and there to help when needed. Reviewed on: 23rd April 2025

Great for credit building, excellent app to help yo...

Great for credit building, excellent app to help you manage your spending Reviewed on: 23rd April 2025

I found the Zopa experience very good actually bothe...

I found the Zopa experience very good actually bother to check font just offer credit increases based on tenure monthly updates on your eligibility is also fantastic. Reviewed on: 23rd April 2025

Do not use..

Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

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