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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

zopa gave me a chance for my first credit card, toda...

zopa gave me a chance for my first credit card, today with a lot of experience I would still choose Zopa as my first card, I recommend it to all my friends and family. I use zopa abroad and pay for my purchases every day, I like Zopa Apps because it is easy to use. Reviewed on: 18th April 2025

Easy application good customer service and communica...

Easy application good customer service and communication. Great credit limit to build score Reviewed on: 18th April 2025

Very good rates and customer service

Very good rates and customer service Reviewed on: 18th April 2025

Easy hassle free and excellent service

Easy hassle free and excellent service Reviewed on: 18th April 2025

I’ve used them for years and I’ve always had a good..

I’ve used them for years and I’ve always had a good experience dealing with them Reviewed on: 18th April 2025

haven't had card for very long but no problems

haven't had card for very long but no problems with use, good intrest rate, good design nice colour Reviewed on: 18th April 2025

Building credit

Used as a way to build credit. Seems to be working Reviewed on: 18th April 2025

Since I had the card its been very useful and like t...

Since I had the card its been very useful and like to pay on time Value for money. Reviewed on: 18th April 2025

Help me when I needed it no hesitation very helpful...

Help me when I needed it no hesitation very helpful excellent service Reviewed on: 18th April 2025

Great product and offers many options

Great product and offers many options Reviewed on: 18th April 2025

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