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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

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4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Responsible with great Customer Service

Whenever I have needed to contact Zopa I have always felt valued as a customer and understood. My experiences with Zopa have always been found to be responsible and understanding. Reviewed on: 23rd April 2025

Good excellent service.

Good excellent service. Keeps you informed when payment is due Reviewed on: 23rd April 2025

Good to use the credit card

Good to use the credit card. In my personal experience 10 out of 10. Reviewed on: 23rd April 2025

They gave me a credit card with a decent credit limi...

They gave me a credit card with a decent credit limit when no one else would. Thanks to Zopa I have increased my credit score too. Reviewed on: 23rd April 2025

So easy too use,. App is amazing

So easy too use,.love everything about them. Reviewed on: 23rd April 2025

They are far and excellent customer service helpful...

They are far and excellent customer service helpful and polite people Reviewed on: 23rd April 2025

Well done

Easy to use and great company Excellent interests Reviewed on: 23rd April 2025

Excellent service with care.

My experience has been excellent from smooth reach to the customer service who are willing to find resolution with politeness to helping manage the credit with cushion feature. It’s all awesome. Reviewed on: 23rd April 2025

Easy setup and early notice for payments excellent

Easy setup and early notice for payments excellent Reviewed on: 23rd April 2025

I have been using zopa very good service

I have been using zopa very good service Reviewed on: 23rd April 2025

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