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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

No problems with them .

No problems with them . Everything is good Reviewed on: 18th April 2025

Fantastic easy to use app, The best credit card I ha...

Fantastic easy to use app, The best credit card I have ever had! Reviewed on: 18th April 2025

Card is there for me when I am waiting for my wages.

Card is there for me when I am waiting for my wages. I top it up when I get paid keep my credit card Reviewed on: 18th April 2025

When I inquired about something the customer service...

When I inquired about something the customer service were excellent,they really helped me Reviewed on: 18th April 2025

Zopa is the bast Very good rates , excellent se...

Zopa is the bast Very good rates , excellent service and great app easy to use Reviewed on: 18th April 2025

Very good card is help for shopping and make your li...

Very good card is help for shopping and make your life easy Reviewed on: 18th April 2025

Very easy to use no problem will recommend to my fr...

Very easy to use no problem will recommend to my friend Reviewed on: 18th April 2025

Fleegos review

Easy to apply and a good banking app.The application was straight forward and friendly helpfull staff easily recommend to others Reviewed on: 18th April 2025

I find it really easy to use and very helpful I woul...

I find it really easy to use and very helpful I would recommend it Reviewed on: 18th April 2025

Never had a problem easy to understand app affordabl...

Never had a problem easy to understand app affordable payments Reviewed on: 18th April 2025

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