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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great banking app

Everything on the app is easy to understand and customer services are great Reviewed on: 18th April 2025

Down to earth and common sense experience.

Down to earth and common sense experience. Reviewed on: 18th April 2025

Absolutely fantastic

Good card to use good for credit score Reviewed on: 18th April 2025

i never have problems and the staff are so helpful w...

i never have problems and the staff are so helpful when you have a queery Reviewed on: 18th April 2025

Zopa easily the best.

Easy to use app, always helpful and not condescending. Reviewed on: 18th April 2025

Decent helping tool

Gave me a helping hand when needed Reviewed on: 18th April 2025

Great service, Zopa is look after customers

Great service, Zopa is look after customers Reviewed on: 18th April 2025

Iam enjoying the whole lot.

Iam enjoying the whole lot.,best customer services.my account is updated within minutes after payment. Reviewed on: 18th April 2025

Excellent service ...

I never had any issues with the card or transaction made Reviewed on: 18th April 2025

Zopa - Easy account to use on a daily basis

Always available to discuss my account. Very helpful, friendly yet professional. Easy to use my account online. Reviewed on: 18th April 2025

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