Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44333 reviews)

View other Zopa products

4.94

Based on 44,333 reviews, last reviewed 19th Apr 2026

40% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very efficient service Very efficient service. Application works well Reviewed on: 19th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44333)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Hassle free account, great app to manage account ex...

Hassle free account, great app to manage account excellent customer service Reviewed on: 23rd April 2025

Brilliant, first time I've been able to get a credit...

Brilliant, first time I've been able to get a credit card in years. Quick, simple application. All sorted within a few minutes Reviewed on: 23rd April 2025

Easy to use and have gotten my whole family to get c...

Easy to use and have gotten my whole family to get cards aswell Reviewed on: 23rd April 2025

Great app .

Great app .keeps you notified with products available. Regular updates Reviewed on: 23rd April 2025

Very easy and quick looking for a card

Very easy and quick to look for one card and opening one account Reviewed on: 23rd April 2025

Easy to use and payments many options

Easy to use and payments many options Reviewed on: 23rd April 2025

Great very good and speedy delivery

Great very good and speedy delivery Reviewed on: 23rd April 2025

Easy to use card All good easy to use

All good easy to use easy to set up on line Reviewed on: 23rd April 2025

easy to use app easy to manage

easy to use app easy to manage money Reviewed on: 23rd April 2025

Always great customer service and fair interest rate...

Always great customer service and fair interest rates and easy to understand statements. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from American Express 4.38 from 126 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews
Credit card
from Yonder 4.97 from 951 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.95 from 69074 reviews
Cash ISA
from Zopa 4.94 from 1546 reviews
Current account
from Zopa 4.93 from 6574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub