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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43506 reviews)

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4.94

Based on 43,506 reviews, last reviewed 11th Apr 2026

312800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Fair interest rate and credit limits Their credit card is great to use with fair interest rates and credit limits. Having this helped me get access to other products. Easy to use app Reviewed on: 11th April 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43506)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I heard a lot of good stuff about Zopa card

I heard a lot of good stuff about Zopa card Reviewed on: 17th April 2025

Easy communication and easy site to use

Easy communication and easy site to use Reviewed on: 17th April 2025

BEST ONE

This is the best credit card for daily top up shopping Reviewed on: 17th April 2025

Zopa have been very understanding, with a less than...

Zopa have been very understanding, with a less than perfect credit score due to past illness, they approved and gave me a great credit limit, thank you. Reviewed on: 17th April 2025

Great experience easy to use and app is easy to navi...

Great experience easy to use and app is easy to navigate Reviewed on: 17th April 2025

Just fantastic helpful and reliable

Just fantastic helpful and reliable Reviewed on: 17th April 2025

Efficiency

Everything is very efficient. app is ess is to very use. Reviewed on: 17th April 2025

Great credit card!

Great credit card and easy to use. Reviewed on: 17th April 2025

Good and seamless usage of card and app

Good and seamless usage of card and app Reviewed on: 17th April 2025

Very easy to use .

Very easy to use .good company. Good app Reviewed on: 17th April 2025

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