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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44332 reviews)

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4.94

Based on 44,332 reviews, last reviewed 18th Apr 2026

44% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My experience with Zopa has been great. My experience with Zopa has been great. Easy to navigate around the app. And no issues with making repayments to my credit card. Reviewed on: 18th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44332)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent card

Very easy to use very helpful would highly recommend Reviewed on: 23rd April 2025

Easy straightforward credit card.

Easy straightforward credit card. App is easy to use too Reviewed on: 23rd April 2025

Banking made easy

Easy to use and always there to help .Credit made easy Reviewed on: 23rd April 2025

Happy customer

Very professional and kind, Im really happy with my credit card Reviewed on: 23rd April 2025

This is a very good credit card it helps you and low...

This is a very good credit card it helps you and low interest. I like it Reviewed on: 23rd April 2025

Informative & helpful.

Informative & helpful. Always one step ahead of my finances with Zopa! Reviewed on: 23rd April 2025

Zopa has been a great support a fantastic team all r...

Zopa has been a great support a fantastic team all round Reviewed on: 23rd April 2025

Easy Application,

Easy Application, quick and efficient despatch of card user friendly app Reviewed on: 23rd April 2025

brilliant company

amazing there when I need a bit of help Reviewed on: 23rd April 2025

Zopa has been a really good way to help me build my...

Zopa has been a really good way to help me build my credit theunhave issued a credit increase Reviewed on: 23rd April 2025

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