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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy customer

Very professional and kind, Im really happy with my credit card Reviewed on: 23rd April 2025

This is a very good credit card it helps you and low...

This is a very good credit card it helps you and low interest. I like it Reviewed on: 23rd April 2025

Informative & helpful.

Informative & helpful. Always one step ahead of my finances with Zopa! Reviewed on: 23rd April 2025

Zopa has been a great support a fantastic team all r...

Zopa has been a great support a fantastic team all round Reviewed on: 23rd April 2025

Easy Application,

Easy Application, quick and efficient despatch of card user friendly app Reviewed on: 23rd April 2025

brilliant company

amazing there when I need a bit of help Reviewed on: 23rd April 2025

Zopa has been a really good way to help me build my...

Zopa has been a really good way to help me build my credit theunhave issued a credit increase Reviewed on: 23rd April 2025

Straight forward credit, very clear experience on th...

Straight forward credit, very clear experience on the app. Reviewed on: 23rd April 2025

Good service

Good service happy with the app it is very easy to use and doesn’t have any issues. I called the customer service and they were able to resolve my problem. Reviewed on: 23rd April 2025

Can't say a bad word about zopa they have treated me...

Can't say a bad word about zopa they have treated me really well Reviewed on: 23rd April 2025

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Want to see more from Zopa?

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from Zopa 4.87 from 1795 reviews
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