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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service rewards loyal customers.

Great service rewards loyal customers. Have recommended to family and friends. Reviewed on: 22nd April 2025

I applied 3 times for a bank account after receiving...

I applied 3 times for a bank account after receiving a message from Zopa. However, all three times, No answer on the progress of the application, even after sending ID documents. I find this for now, poor service. Otherwise Zopa is good Reviewed on: 22nd April 2025

Very nice and connected services

Very nice and connected services Reviewed on: 22nd April 2025

Great Card

Very easy to manage & responsible lending Reviewed on: 22nd April 2025

Service excellent, polite staff.

Service excellent, polite staff.. Reviewed on: 22nd April 2025

Good service no problems and helpful

Good service no problems and helpful Reviewed on: 22nd April 2025

Amazing!

Amazing!!!! Best card out there!!! Reviewed on: 22nd April 2025

I have had difficulty in reagents as I was strugglin...

I have had difficulty in reagents as I was struggling to pay back the credit I used, after couple of months I spoke with customer service and they helped me out from situation and setup reasonable payment pan for me Reviewed on: 22nd April 2025

Fantastic no problems easy to use

Fantastic no problems easy to use Reviewed on: 22nd April 2025

Vote for Zopa.

The staff are easy to talk to very helpful and they get the job done 10/10; from me. Thankyou Reviewed on: 22nd April 2025

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