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Zopa: Credit card reviews

4.94
Based on 44,335 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44335)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent service great credit card to deal with

5
Excellent service great credit card to deal with Reviewed on: 22nd April 2025

zopa credit card is reliable and easy to use.

5
zopa credit card is reliable and easy to use. Reviewed on: 22nd April 2025

Great review

5
Sure, here's a review for a credit card: I've been using this credit card for about a year now, and I'm really happy with it. The rewards program is great – I earn points on every purchase, and I can redeem them for cash back, gift cards, or travel. The interest rate is also competitive, and I've never had any issues with hidden fees or unexpected charges. One of the things I appreciate most is the card's security features. It has fraud protection, and I feel confident that my information is safe when I use it online or in stores. Plus, the customer service has been excellent Reviewed on: 22nd April 2025

Great product, very reasonable.

5
Great product, very reasonable. Regular increases if wanted. Reviewed on: 22nd April 2025

Easy to use great app new features x

5
Easy to use great app new features x Reviewed on: 22nd April 2025

Really good credit card really happy with service

5
Really good credit card really happy with service Reviewed on: 22nd April 2025

The best card you will ever have, less interest

5
The best card you will ever have, less interest Reviewed on: 22nd April 2025

Good app and keep your card in good order simple to...

5
Good app and keep your card in good order simple to get a higher limit Reviewed on: 22nd April 2025

Very easy and straightforward .

5
Very easy and straightforward . Apps easy to use.! Reviewed on: 22nd April 2025

Easy to use, clear concise information

5
Easy to use, clear concise information Reviewed on: 22nd April 2025

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