Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

View other Zopa products

4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Credit card

Excellent to date, no problems so far. Reviewed on: 22nd April 2025

Excellent customer service, easy access and app very...

Excellent customer service, easy access and app very easy to use Reviewed on: 22nd April 2025

Great credit card, easy to use app with it too and o...

Great credit card, easy to use app with it too and offer lots of other products too Reviewed on: 22nd April 2025

The whole system is easy and simple to use

The whole system is easy and simple to use Reviewed on: 22nd April 2025

Great app, brilliant customer service and easy

Great app, brilliant customer service and easy Reviewed on: 22nd April 2025

Very nice and very safe to use

Very nice and very safe to use , also it’s visa service no extra fees no hidden charges and customer care staff is very coperative Reviewed on: 22nd April 2025

Excellent credit card

Essential to keep a zopa card in my purse for emergencies Reviewed on: 22nd April 2025

Hassle free credit.

Hassle free and fast response calls. Credit card made easy.The app is seamless and user friendly! Reviewed on: 22nd April 2025

Great card .

Great card .great app easy to use.over a very good company to be apart of Reviewed on: 22nd April 2025

From start to finish they’ve been totally transparen...

From start to finish they’ve been totally transparent & helped me understand the whole process Reviewed on: 22nd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Purchase credit cards
from MBNA 2.83 from 196 reviews
Everyday spending credit cards
from Halifax 4.08 from 75 reviews
Nectar Credit Card
from American Express 3.33 from 14 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69078 reviews
Current account
from Zopa 4.93 from 6585 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub