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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The best card you will ever have, less interest

The best card you will ever have, less interest Reviewed on: 22nd April 2025

Good app and keep your card in good order simple to...

Good app and keep your card in good order simple to get a higher limit Reviewed on: 22nd April 2025

Very easy and straightforward .

Very easy and straightforward . Apps easy to use.! Reviewed on: 22nd April 2025

Easy to use, clear concise information

Easy to use, clear concise information Reviewed on: 22nd April 2025

Zopa credit card

Very slow increase credit limits. But overall a very good credit card Reviewed on: 22nd April 2025

Excellent qquality customer service uality and service.

Excellent quality and service. Value for money!!!! Reviewed on: 22nd April 2025

When no other company would give me a chance Zopa di...

When no other company would give me a chance Zopa did and now thanks to them my score has gone up they are a great company Reviewed on: 22nd April 2025

Easy to access to application and White background q...

Easy to access to application and White background quite unique Reviewed on: 22nd April 2025

Love Zopa so helpful and easy to use app

Love Zopa so helpful and easy to use app Reviewed on: 22nd April 2025

Extremely easy to use and understand app,

Extremely easy to use and understand app, Reviewed on: 22nd April 2025

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