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Zopa: Credit card reviews

4.94
Based on 44,335 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

MOVE Online provided an excellent service from start... MOVE Online provided an excellent service from start to finish. The platform is easy to navigate, and the support team is professional, friendly, and ... Read more Reviewed on: 21st April 2026
Ahmed A's avatar
Ahmed A

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44335)

Review of the Zopa, Credit card:

Great company, great products!

5
Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Excellent app, brilliant service

5
Excellent app, brilliant service Reviewed on: 22nd April 2025

Easy to apply for and use

5
Easy to.apply instant decision and very straight forward to use Reviewed on: 22nd April 2025

Zopa is an amazing company willing to help when no o...

5
Zopa is an amazing company willing to help when no one else would Reviewed on: 22nd April 2025

Easy to use and great customer service

5
Easy to use and great customer service Reviewed on: 22nd April 2025

Best ever!

5
All aspects of dealing with Zopa has been a dream. Straight forward processes, first class App and great interest rates on Credit Card, savings & loans. Reviewed on: 22nd April 2025

Experienced staff , helpful and friendly.

5
Experienced staff , helpful and friendly. Very professional. Easy app and everything I wanted and alot more. 100 % recommended , in fact my family members also have a Zopa credit card and bank account. Reviewed on: 22nd April 2025

Very polite always regarding of any situation and ve...

5
Very polite always regarding of any situation and very reasonable and very helpful when I on and occasion hard to pay one month . Reviewed on: 22nd April 2025

Never had a problem with them as long as you pay on...

5
Never had a problem with them as long as you pay on time all is ok Reviewed on: 22nd April 2025

Very good.

5
Very good. Excellent service! I would highly recommend zopa to everyone Reviewed on: 22nd April 2025

Excellent efficient helpful service app great

5
Excellent efficient helpful service app great Reviewed on: 22nd April 2025